Commercial Insurance
Homeowners Associations
Automotive Industries
Restaurant Insurance
Business Insurance
Workers' Compensation

Personal Insurance
Homeowner's Insurance
Condominium Insurance
Renter's Insurance
Auto Insurance

Benefits
Health Insurance
Life Insurance


About Us



Homeowners Association Insurance


Prendiville Insurance Agency has been specializing in Community Associations for over 18 years and has grown into one of the largest Farmers agencies in the State of California. We deal with our own Underwriting Team which translates into the best possible policy from any company. Since Prendiville Insurance Agency services hundreds of HOAs throughout Southern California we have our own in-house Claims Coordinator. This vital position tracks, monitors and problem-solves all claims issues, so that any questions, concerns, or issues are all simply dealt with in our office by our own staff.

Each of our policies provides our Community Associations with an extra 25% of property coverage. In this day and age of rising building costs, you can be more confident that your coverage will meet your needs because Farmers Insurance offers a full 125% Extended Replacement Cost.

One of the most important aspects concerning any Community Association is the Insurance Coverage. Too often, an Association’s Master Insurance Policy can seem like a landmine of complicated terms, unusual coverage and strange endorsements. That’s where Prendiville Insurance Agency can help.

We understand the complexities of these communities and the problems that arise when insured improperly.
A policy from Prendiville Insurance Agency provides many different coverages, including:

  • Building & Personal Property
  • Walls, Walks, Fences and Pools
  • Fire Extinguisher Recharge
  • Arson Conviction Reward
  • Master Key Coverage
  • Valuable Papers
  • Back Up of Sewers
  • Ordinance or Law Coverage
  • Debris Removal
  • Employee Dishonesty
  • Workers’ Compensation
  • Personal property off premises, or in transit
  • Association Fees and Extra Expense
  • Fire Department Service Charge
  • Outdoor Signs
  • Accounts Receivable
  • Computers and Media E.D.P.
  • Pollution Clean-Up
  • Umbrella Liability
  • Premises Medical Payments
  • Directors and Officers Liability Coverage
  • Money and Securities

With a policy from Prendiville Insurance Agency, Community Management employees as well as Board Members are provided coverage under Directors & Officers and Fidelity Bond policies.

We attend Board Meetings on a regular basis and we consistently meet with Community Management, Board Members and Unit Owners to answer any questions they may have.

Almost every Unit Owner has to obtain a Certificate of Insurance. Most insurance agencies charge $60 or more for Certificates. Prendiville Insurance Agency does not charge anything for Certificates of Insurance and we deliver these within the same day—free of charge, free of hassle.

Prendiville Insurance Agency also provides a full range of personal insurance for Unit Owners, including Condominium Insurance, Auto Insurance, Life, Health and more. Our policy holders have access to the very competitive California Earthquake Authority, which most independent agents cannot provide.

Prendiville Insurance Agency will gladly go over any insurance questions you may have, whether you’re insured with us or not.


Prendiville Insurance Agency
Toll Free: 800-482-4467
Phone: 949-487-9696
Fax: 949-487-9626

27127 Calle Arroyo, Suite 1925 San Juan Capistrano, CA 92675
License OE02075