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We Protect Your Most Important Assets

Since 1988, Prendiville Insurance Agency has protected thousands of businesses, homeowner associations, homes, autos and people. Unforeseen incidents are always going to happen in life and this is why we are here; to protect you and your assets from accidents, disasters, illnesses, and cyber criminals. 

HOA Insurance

We offer the most comprehensive Homeowners Association (HOA) insurance coverage options available.

Commercial Insurance

We will help you determine the correct coverage for your business and then help you find the best rates.

Personal Insurance

We are proud of what we do…protecting your family, home, and autos from the unexpected incidents in life.

Our Commercial Insurance Solutions

Auto Service & Repair
Professional Liability
Cyber Liability
Workers Compensation

Prendiville Insurance Agency was started in 1988.

Over the years, we have been front and center on a variety of claims-from fire, auto and health to assisting on major lawsuits. This experience has given us the skills to deal with an entire  range of obstacles our clients may face.

While our primary goal is to save our clients money, and we often do, we are acutely aware of the importance of coverage. The most critical moment in the relationship between the client and the insurance agent is when there is a claim.

In our thousands of claims over the last 30+ years, we have never heard a client ask what the premium is when filing a claim. Coverage is key! Let us help you get Prendiville Prepared. We have offices in Dana Point, Rancho Mirage, and San Diego to serve you.

Our Personal Insurance Services



Condo & Townhouse




What Our Clients Say About Us

Don Kolman

Woodridge Townhomes Assoc.

“Patrick takes the time to come to our location and educate the members on what is insurable and what isn’t. Prendiville Agency is professional and expeditious in the handling of claims. I would never go anywhere else for my insurance.”

Tom Kasterko

New Horizons South Bay Assoc. Board Member

“Been working with Prendiville Agency since 2014. They literally saved us $45K during the first year, while getting us better coverage than we had before. They are a one-stop shop for handling our HOA insurance needs. They always do a great job educating our homeowners and board members on the best coverage for an HOA. I would highly recommend them to other HOAs and actually I have several times!”

Ralph Wilson

Fountains at Sea Bluffs
CAI-OC Board Member of the Year, 2016

“We have been insured with Prendiville Insurance Agency for many years and are extremely satisfied. Patrick has been very helpful in explaining our coverage and providing us a very fair premium. I would not hesitate in recommending Prendiville Insurance Agency.”

Larry Ray

Larry’s Independent Service

“Worked with Prendiville Agency for 20 years. I know I will always get my questions answered fast and professionally. The team is great and is always there when I need them. Not only would I recommended him to others, I have many times.”

Russell May

KFC Franchise Owner

“Patrick has helped my business tremendously. He worked with Farmers to help get us group rates for individual franchisees. They have helped us save money and get the best coverage for our business. I don’t need to go to the carrier for a claim, I can just call Prendiville Agency and they help us take care of it, while keeping us all in the loop. Recommend them highly!”

Ed Thomas

KFC Franchise Owner

“For over 20 years, Prendiville Agency has greatly helped protect my business from Liability, Workers Comp., Fraud claims. They found the best coverage product for our business and educated us on what is covered and what isn’t. Their follow-up and communication during the time of a claim is excellent. Would highly recommend them.”

Meet Our Team

We Are Ready To Serve You

Patrick Prendiville

Patrick Prendiville

Community Insurance & Risk Management Specialist

Adam Malner

Adam Malner

Vice President

Kristen Pratt

Kristen Pratt

Commercial Lines Manager

Whether you are looking for commercial insurance for business, personal insurance, or you want someone to review your existing policy let Prendiville Insurance help.