by Terri Guest | Sep 10, 2026 | Fire Safety, Best Practices, HOA Insurance, Loss Prevention, Risk Management
It might be time for the “fun police” to step in and begin enforcing one of the most ignored rules in the business. The rule is included every year in the notice to the membership – “No BBQs are allowed on the balconies”. Despite this, and despite...
by Terri Guest | Jun 26, 2026 | Claims Prevention, Fire Safety, Property Insurance, Risk Management
Regular sprinkler inspections can help protect your residents, preserve valuable insurance credits, and prevent a costly surprise when it’s time to file a claim. In California, fire sprinklers have been required in newly constructed multi-family dwellings and...
by Terri Guest | Mar 2, 2026 | Risk Management, Best Practices, Claims Prevention
That inspection report may feel like one more thing on your to-do list, but it could help your community prevent claims, identify hidden risks, and avoid insurance problems down the road. Have you ever received loss control recommendations for your community? What did...
by Terri Guest | Jan 6, 2026 | Best Practices
Want to make a better impression on insurance underwriters this year? A little strategic planning before your renewal can help paint a much better picture of your community. Happy New Year, Coverage Corner readers! I, for one, can’t really believe it is 2026 already,...
by Terri Guest | Nov 4, 2025 | Best Practices, HOA Insurance
Holiday lights, clubhouse parties, winter weather, and festive decorations can all bring unexpected risks. A little planning can help keep your community’s holiday season merry, bright, and claim-free. The holiday season is here! And while community managers and board...
