Commercial Insurance for Contractors
CONTRACTORS & TRADE PROFESSIONALS
Insurance Customized for General Contractors and Trade Professionals
Protect your business from job-site injuries, property damage, equipment loss, and project delays.
At Prendiville Insurance Agency, we understand that no two contractors run the same operation. Whether you’re a general contractor overseeing a large build, a subcontractor working a specialty trade, or a small crew handling residential jobs, your insurance needs to match the way you actually work. For over 30 years, we’ve helped contractors across California and beyond get coverage that holds up when it matters, on the job site, in transit, and everywhere in between.
We can design a specific policy that will protect you in many ways, including:
Coverage for your job sites and projects in progress
Your tools, equipment, and vehicles, owned, leased, or rented
Your crew in case they’re injured on the job
There are many different types of coverage to choose from. At Prendiville Insurance Agency, we help you decide what protection makes sense for your business, at a price that fits your budget.
Builder's Risk
Protects your project while it’s being built, covering damage from fire, storms, theft, or vandalism before the job is finished.
Commercial Property
Covers your office, shop, or business building, along with everything inside it, if it’s damaged by fire, theft, or another covered event.
Workers' Compensation
Pays medical bills and lost wages if one of your workers is hurt on the job, and protects you from being sued over it.
Pollution Liability
Covers cleanup costs and claims if your work accidentally causes contamination, like a chemical spill or mold problem. Are you protected if a job site issue shows up after the project is closed out?
Wrap-Up Programs (OCIP & CCIP)
One insurance plan that covers every contractor on a large project, instead of each business carrying its own separate policy.
General Liability
Covers you if someone gets hurt or their property is damaged because of your work. Does your current policy hold up if a claim comes from a job you finished months ago?
Equipment Floaters
Covers your tools and equipment, whether you own, lease, or rent them, if they’re stolen or damaged on-site or in transit.
Surety & Performance Bonds
A guarantee that the job gets done. If a contractor can’t finish the work, the bond covers the cost to complete it.
Commercial Vehicle Coverage
Covers your work trucks and vans if they’re in an accident or damaged, whether on the road or at the job site.
