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Auto Insurance
Whatever Car You Drive – Prendiville Insurance Will Help You Find The Best Auto Insurance Coverage
You know you need auto insurance, but choosing the right policy and options can be confusing. Let Prendiville Insurance help you find the best coverage and options for your car and assets.
What’s in your garage?
There’s as many answers to that question as there are drivers. You probably chose your vehicle because it fits your lifestyle and what you care about. Whatever type of car you drive, it’s extremely important to not only cover the value of your car, but protect your assets from lawsuits.
Main Types Of Auto Coverage
Liability
Liability coverage helps pay the cost of injury to others and damage to their property when you’re at fault. This coverage is required by law in nearly all states.
Uninsured Motorist
Uninsured Motorist pays you and your passengers for bodily Injury stemming from an Uninsured, or Underinsured Motorist that may be at fault for hitting you. Coverage also follows you when you are a pedestrian or cyclist.
Collision
Collision coverage helps cover the cost to repair or replace your own vehicle when you’re at fault. It covers collisions with other vehicles, objects and animals.
Comprehensive
Comprehensive coverage covers your vehicle for loss caused by things besides a collision. These include theft, vandalism, hail, fire, and animal damage.
Optional Coverage
Towing and Roadside Service
Towing and Roadside Service provides 24/7 roadside assistance if your car is disabled and helps pay for tire changing, locksmith service and jumpstarts.
Rental Car Reimbursement
Rental Car Reimbursement covers the cost of renting a car for up to 30 days while yours is repaired.
Customized Equipment
Customized Equipment covers the cost to repair or replace aftermarket equipment like infotainment systems and custom wheels.
Here Are Some Risks A Driver May Face
You cause a minor collision when you are distracted by your phone.
Liability insurance coverage pays for bodily injury and property damage for the car you hit, and collision pays for the damage to your vehicle.
Your car won’t start.
Towing coverage will pay to have roadside assistance, including towing.
You suddenly realize your window was bashed in and your car radio was stolen:
Comprehensive coverage pays for your broken window as well as your radio.
You are injured when a driver hits you from behind. Upon trading information, you discover that the other driver is uninsured.
Uninsured Motorist pays for your bodily injury, while Uninsured Motorist-Property Damage covers the damage to your car.
Your teenage son backs into a cement pole while leaving the mall.
Collision coverage pays for the damage to your vehicle and Liability- Property damage pays for the damage to the pole.
Auto Insurance Discounts:
Discounts help to defray the cost of what has the potential of becoming a real budget concern. Some of our more popular discounts are:
- Good Driver Discount: Save 20 percent for meeting the California definition of a Good Driver
- Multi Car Discount
- Auto Home Discount
- Professional Discounts: Attorneys, Doctors, Nurses, Police, Fire, Teachers, Engineers.
- Good Student
- Senior Defensive Driver