{"id":328,"date":"2020-09-25T06:25:09","date_gmt":"2020-09-25T06:25:09","guid":{"rendered":"http:\/\/twopixels-test-server.nl\/avanti\/?page_id=3845"},"modified":"2021-12-10T15:52:40","modified_gmt":"2021-12-10T23:52:40","slug":"professional-liability","status":"publish","type":"page","link":"https:\/\/www.prendivilleagency.com\/commercial-insurance\/professional-liability\/","title":{"rendered":"Professional Liability"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.11.1″ _module_preset=”default” background_image=”https:\/\/www.prendivilleagency.com\/wp-content\/uploads\/2021\/09\/Professional-Liability-Banner.jpg” custom_padding=”150px||150px||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.6.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.6.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.11.1″ _module_preset=”default” text_font=”Source Serif Pro|700|||||||” text_text_color=”gcid-fba1ed6e-aca3-4b34-9367-ba49dc11488b” text_font_size=”24px” text_orientation=”right” custom_margin=”||5px||false|false” global_colors_info=”{%22gcid-fba1ed6e-aca3-4b34-9367-ba49dc11488b%22:%91%22text_text_color%22%93}”]<\/p>\n

Commercial Insurance<\/p>\n

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Professional Liability<\/span><\/span><\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.10.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.6.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.6.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.11.2″ _module_preset=”default” text_font=”Source Serif Pro|700|||||||” text_text_color=”#056cf2″ text_font_size=”48px” text_line_height=”1em” custom_margin=”||18px||false|false” custom_margin_tablet=”||16px||false|false” custom_margin_phone=”||8px||false|false” custom_margin_last_edited=”on|tablet” text_font_size_tablet=”48px” text_font_size_phone=”36px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Protect Yourself and Your Business with Professional Liability Insurance<\/p>\n

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Even experts in their field make mistakes, but Prendiville Insurance can help cover you and your company from financial loss.\u200b<\/h2>\n

[\/et_pb_text][et_pb_divider color=”#bf2604″ divider_position=”center” divider_weight=”8px” _builder_version=”4.9.11″ _module_preset=”default” width=”8%” custom_margin=”20px||35px||false|false” custom_margin_tablet=”” custom_margin_phone=”20px||35px|0px|false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.12.1″ _module_preset=”default” text_line_height=”1.8em” text_font_size_tablet=”” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

For Professionals such as Lawyers, Doctors, Accountants, Consultants Engineers, Non Profits, and other professionals, it\u2019s essential that you have an agent that is well versed in the details of Professional Liability Coverage<\/strong>. Having the wrong policy could result in overpaying, or worse, having a claim denied. Prendiville Insurance Agency has access to all of the top insurance companies that have the broadest coverage available.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.6.1″ _module_preset=”default” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.6.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.prendivilleagency.com\/wp-content\/uploads\/2021\/09\/Prof-Liability-1.jpg” title_text=”Prof Liability 1″ show_in_lightbox=”on” align=”center” admin_label=”Farmers” _builder_version=”4.10.8″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.6.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.prendivilleagency.com\/wp-content\/uploads\/2021\/09\/Prof-Liability-3.jpg” title_text=”Prof Liability 3″ show_in_lightbox=”on” align=”center” admin_label=”Logo 2″ _builder_version=”4.10.8″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.6.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.prendivilleagency.com\/wp-content\/uploads\/2021\/09\/Prof-Liability-2.jpg” title_text=”Prof Liability 2″ show_in_lightbox=”on” align=”center” admin_label=”Logo 3″ _builder_version=”4.10.8″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.6.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.6.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.9.11″ _module_preset=”default” text_line_height=”1.8em” text_font_size_tablet=”” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Prendiville Insurance can help you identify the following issues that arise with Professional Liability insurance. When searching for the right insurance company for our clients, the following are some key considerations we take into account.<\/p>\n

 <\/p>\n

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Insurance policies have different definitions of what constitutes a \u201cclaim\u201d and the differences can make the difference between getting coverage or not. Did you receive a written notice that you are being sued, or was it a verbal threat? Are you in possession of a demand for financial remuneration, or is the demand a call for action? These are some of the questions that a claims adjuster will ask upon receiving a claim to determine if you are covered, or not.<\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”Who is Insured?” closed_toggle_background_color=”gcid-fba1ed6e-aca3-4b34-9367-ba49dc11488b” _builder_version=”4.11.4″ _module_preset=”default” global_colors_info=”{%22gcid-fba1ed6e-aca3-4b34-9367-ba49dc11488b%22:%91%22closed_toggle_background_color%22%93}” open=”off”]<\/p>\n

Policies extend coverage to different categories of individuals\/entities. We make sure that your professional liability policy includes the broadest possible definition as to \u201cwho is considered insured\u201d (who is converge extended to?) by considering the following:<\/p>\n

    \n
  • Past, present and future attorneys, partners, board members, etc.<\/li>\n
  • Independent Contractors<\/li>\n
  • Predecessor Firms<\/li>\n
  • Employees<\/li>\n<\/ul>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”What is a Wrongful Act?” closed_toggle_background_color=”gcid-fba1ed6e-aca3-4b34-9367-ba49dc11488b” _builder_version=”4.11.4″ _module_preset=”default” global_colors_info=”{%22gcid-fba1ed6e-aca3-4b34-9367-ba49dc11488b%22:%91%22closed_toggle_background_color%22%93}” open=”off”]<\/p>\n

    Many policies require you to do something wrong before coverage kicks in. We will do our best to provide you a\u00a0 policy that triggers a defense as early as a simple accusation is made against you.\u00a0<\/p>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”Defense outside the Limit?” closed_toggle_background_color=”gcid-fba1ed6e-aca3-4b34-9367-ba49dc11488b” _builder_version=”4.9.11″ _module_preset=”default” global_colors_info=”{%22gcid-fba1ed6e-aca3-4b34-9367-ba49dc11488b%22:%91%22closed_toggle_background_color%22%93}” open=”off”]<\/p>\n

    Many policies deduct the cost of your defense from the policy\u2019s limit of insurance. If you have a $1M policy and the cost of defense is $300,000, you have $700,000 of remaining coverage for the potential settlement\/judgment. Other policies\u2019 defense cost will not erode your total coverage limit, keeping your $1M for a potential settlement\/judgement, regardless of the cost of defense.<\/p>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”Choice of Counsel?” closed_toggle_background_color=”gcid-fba1ed6e-aca3-4b34-9367-ba49dc11488b” _builder_version=”4.11.4″ _module_preset=”default” global_colors_info=”{%22gcid-fba1ed6e-aca3-4b34-9367-ba49dc11488b%22:%91%22closed_toggle_background_color%22%93}” open=”off”]<\/p>\n

    Many professionals have a close relationships with their attorneys. It\u2019s disappointing when your attorney is not selected to represent you in the time of a claim. We will search the insurance market for a policy that allows you to choose your counsel.<\/p>\n

    [\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.10.8″ _module_preset=”default” background_image=”https:\/\/www.prendivilleagency.com\/wp-content\/uploads\/2021\/09\/Blue-CTA-Background.jpg” background_size=”initial” custom_padding=”46px||18px|||” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.10.7″ _module_preset=”default” custom_padding=”||42px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.6.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” text_text_color=”#FFFFFF” text_line_height=”1.8em” header_4_font=”Source Serif Pro|600|||||||” header_4_text_align=”center” header_4_text_color=”#FFFFFF” header_4_font_size=”24px” text_orientation=”center” min_height=”100px” custom_margin=”-11px||7px|||” custom_padding=”||0px|||” text_font_size_tablet=”” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

    To learn more about what Professional Liability Insurance covers and what it doesn\u2019t,
    give us a call and one of our specialists will be happy to help you.<\/strong><\/h4>\n

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    Commercial InsuranceProfessional LiabilityProtect Yourself and Your Business with Professional Liability InsuranceEven experts in their field make mistakes, but Prendiville Insurance can help cover you and your company from financial loss.\u200bFor Professionals such as Lawyers, Doctors, Accountants, Consultants Engineers, Non Profits, and other professionals, it\u2019s essential that you have an agent that is well versed in […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":355,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.prendivilleagency.com\/wp-json\/wp\/v2\/pages\/328"}],"collection":[{"href":"https:\/\/www.prendivilleagency.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.prendivilleagency.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.prendivilleagency.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.prendivilleagency.com\/wp-json\/wp\/v2\/comments?post=328"}],"version-history":[{"count":4,"href":"https:\/\/www.prendivilleagency.com\/wp-json\/wp\/v2\/pages\/328\/revisions"}],"predecessor-version":[{"id":3210,"href":"https:\/\/www.prendivilleagency.com\/wp-json\/wp\/v2\/pages\/328\/revisions\/3210"}],"up":[{"embeddable":true,"href":"https:\/\/www.prendivilleagency.com\/wp-json\/wp\/v2\/pages\/355"}],"wp:attachment":[{"href":"https:\/\/www.prendivilleagency.com\/wp-json\/wp\/v2\/media?parent=328"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}